What is ABC ID? Understanding the Academic Bank of Credits System in India

The ABC ID is a unique ID assigned to every student enrolled in India’s higher education system. It is linked to the Academic Bank of Credits (ABC)—a digital repository that allows students to store, transfer, and redeem academic credits earned from recognized institutions. Think of it like a digital locker for your academic achievements, accessible anytime, anywhere. The ABC ID is generated through the official ABC portal using a student’s DigiLocker credentials or Aadhaar-linked information.

What is the Academic Bank of Credits (ABC)?

The Academic Bank of Credits is a centralized digital platform established by the UGC to maintain a secure, real-time record of students’ academic performance in the form of credits.

Key Features:

1. Credits earned from recognized institutions are digitally stored. 

2. Students can accumulate credits across multiple institutions. 

3. These credits can be redeemed for degrees, diplomas, or certificates. 

4. Students can pause and resume education without losing progress. 

This system promotes flexibility in learning pathways, multi-disciplinary education, and mobility between institutions, including online and offline modes.

How Does ABC ID Benefit Students?

1. Flexible Learning

Students are no longer tied to a single institution. You can earn credits from one university, take a break, and resume at another without starting from scratch.

2. Credit Accumulation

Whether you take a short-term course, a semester break, or transfer colleges—your credits are safe and accessible.

3. Transparency & Security

Every academic milestone is recorded digitally and securely under your unique ABC ID, ensuring transparency in academic records.

4. Supports Lifelong Learning

Want to switch fields mid-way? Or return to education after a few years? The ABC system allows for lifelong access to learning and credentials.

How to Create Your ABC ID

• Creating an ABC ID is simple:
• Visit the ABC portal 
• Click on “Student” and sign in using your DigiLocker credentials. 
• Your ABC ID will be generated and linked to your academic records. 

Note: Your Aadhaar must be linked to your DigiLocker for authentication.

Who is implementing ABC?

Over 1,000 universities and colleges across India are already onboard, including central, state, and private institutions. The UGC mandates all higher education institutions to integrate with the ABC platform to enable seamless credit transfers and degree issuance.

A Step Toward Global Standards

The ABC system mirrors international best practices like the European Credit Transfer and Accumulation System (ECTS) and is crucial for India’s global education alignment. It supports the multiple entry and exit option in the NEP, making education truly learner-centric.

Final Thoughts

The ABC ID isn’t just a technical tool—it’s a powerful symbol of India’s new educational era. By giving students ownership of their learning journey and removing rigid barriers between courses, colleges, and disciplines, the ABC system is set to make Indian education more flexible, inclusive, and future-ready.

So if you’re a student, don’t wait—get your ABC ID and unlock a smarter, more adaptable way to learn.